Catran Services 2, IncTerms and Conditions
Welcome to Catran Agency’s website. These terms and conditions (“Terms”) govern your access to and use of our website, products, and services. By accessing or using our website, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use our website.
1. Use of the Website
1.1 You agree to use the website for lawful purposes only and in accordance with these Terms.
1.2 You must not use the website in a way that causes damage to the website or impairs its availability or accessibility.
1.3 The website is intended for users located in the United States, but we may serve customers in other regions subject to applicable laws.
2. Products and Services
2.1 Catran Agency provides a variety of insurance products, including but not limited to life insurance, mortgage protection, disability insurance, critical illness insurance, retirement plans, and SmartStart insurance.
2.2 All product details, descriptions, and pricing are subject to change without notice. We reserve the right to modify or discontinue any service or product at any time.
2.3 The information on this website does not constitute an offer to sell any product or service.
3. SMS Consent Communication and A2P Compliance
3.1- SMS Consent Communication:
Information (Phone Numbers) obtained as part of the SMS consent process will not be shared with third parties for marketing purposes.
3.2- Types of SMS Communications:
If consent has been given to receive text messages from Catran Services 2, Inc, messages may be received related to the following (provide specific examples):
Appointment reminders: Reminder: Your consultation with Catran Services 2, Inc is tomorrow at 2 PM. Questions? Call (727) 331-1328. Reply STOP to unsubscribe.
Follow-up messages: Hi Ethan, Joe from Catran Services 2, Inc. I’m just following up on your recent inquiry. Call us at (727) 331-1328 or visit our site to learn more. Reply STOP to opt out.
Promotions or offers (if applicable)
Example: Special offer: Book a service with Catran Services 2, Inc this week and receive a free policy review. Call (727) 331-1328 for details. Reply STOP to opt out.
3.3- Message Frequency:
Message frequency may vary. You may receive up to 4 SMS messages per week regarding your appointments or account status.
3.4- Potential Fees for SMS Messaging:
Standard message and data rates may apply, depending on the carrier’s pricing plan. These fees may vary if the message is sent domestically or internationally.
3.5- Opt-In Method:
Opt-in to receive SMS messages from Catran Services 2, Inc. can be done in the following ways:
Verbally, during a conversation
By submitting an online form
3.6- Opt-Out Method:
Opting out of receiving SMS messages can be done at any time by replying “STOP” to any SMS message received. Alternatively, direct contact can be made to request removal from the messaging list.
3.7- Help:
For any issues, reply with the keyword HELP. Alternatively, help can be obtained directly from us at (insert the link)
Additional Options:
If SMS messages are not desired, the SMS consent box on forms can be left unchecked.
3.8- Standard Messaging Disclosures:
Message and data rates may apply.
Opt out at any time by texting “STOP.”
For assistance, text “HELP” or visit our [Privacy Policy] and [Terms and Conditions] pages.
Message frequency may vary
4. Disclaimer
4.1 The information provided on the Catran Agency website is for general information purposes only and does not constitute legal, financial, or insurance advice.
4.2 We do not guarantee the accuracy, completeness, or reliability of the information on this site. Any reliance you place on such information is strictly at your own risk.
5. Limitation of Liability
5.1 Catran Agency will not be liable for any damages, losses, or liabilities arising from your use of the website, including but not limited to direct, indirect, incidental, or consequential damages.
6. Intellectual Property
6.1 All content, trademarks, logos, and other intellectual property on this website are owned by Catran Agency or used with permission. You may not reproduce, distribute, or otherwise use any of our content without our prior written consent.
7. Third-Party Links
7.1 Our website may contain links to third-party websites or services. We are not responsible for the content, privacy policies, or practices of any third-party websites or services.
8. Changes to Terms
8.1 Catran Agency reserves the right to modify these Terms at any time. Changes will be effective immediately upon posting. Your continued use of the website following any changes indicates your acceptance of the new Terms.
9. Governing Law
9.1 These Terms will be governed by and construed in accordance with the laws of the United States.